It will help because the air in the garage will always be cooler than the heatsink. It just won't be as effective as air from the outside which will be cooler still.
Now, unless your inverter is undersized, the derating may not impact your installation significantly. A typical derating on a power supply might be 2% per C.deg. (starting from 45 or 50 deg C whatever your inverter's full power rating is) and I assume an inverter would be similar. But your solar panel output has already dropped significantly due to temperature being above STC of 25C which is well below the temperature at which the inverter starts to derate. At some point the steeper inverter derate curve will cross the solar panel output curve but I think that should always be higher than than the point where inverter derating starts.
Now, unless your inverter is undersized, the derating may not impact your installation significantly. A typical derating on a power supply might be 2% per C.deg. (starting from 45 or 50 deg C whatever your inverter's full power rating is) and I assume an inverter would be similar. But your solar panel output has already dropped significantly due to temperature being above STC of 25C which is well below the temperature at which the inverter starts to derate. At some point the steeper inverter derate curve will cross the solar panel output curve but I think that should always be higher than than the point where inverter derating starts.
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