I know there are several reasons to upgrade a 100 or 125a panel to 200a. But limiting the reasons to support a solar PV install, I'd like help with my own education/understanding of the process used.
QUESTION: What is the maximum size PV system that can be added w/out upgrading my current panel?
From what I understand, the answer depends on several things like total kW of the system, efficiency, inverter output rating, wiring etc. But in reality for a homeowner who is hiring a professional installer to match components up correctly, in such a way that nuisance breaker trips are rare, and it will pass inspection/code compliance in the US (or specifically CA), most of those details can ignored by the homeowner trying to get this answer?
Under this very broad assumption, does that reduce the main consideration to: 1) what size/spec inverter is installed and 2) their current electrical panel spec?
EXAMPLE 1:
A 125amp rated panel means 150amp (maximum for 120% rule) can supply the bus?
Assuming room in said panel, currently installed with (only one) supply to a 100amp main circuit beaker, one additional 50a breaker can be added for back-feed supply from the inverter (Solar PV system)?
A 50a double-pole breaker can then support an inverter rated for max AC output of 40amps @ 240? A Sunnyboy 8000 or smaller (or pretty much all major 6k & 7k inverters) would comply? SunnyBoy 6000 = 25a max@240, 7k=29a, 8k=32a
ANSWER? : Any sized PV system proposed by an installer which includes an inverter of 8k or less would fit?
That just doesn't seem right such a large system would be supported by such a small panel. I must be wrong somewhere here so please correct my limited understanding of this topic.
EXAMPLE 2:
A 200a panel with 200a main breaker installed: Adding a 40amp breaker allows for at most 32A (@240) back-feed from the inverter, i.e. A SunnyBoy 8000 would also be in compliance.
PICS FOR EXAMPLE 1:
125amp rated electrical panel:

It looks like this (below), with the panel cover removed.

Pay no attention to the poorly installed blue donut looking CTs.
The main supply breaker is located just below the center. Notice there is only one more spot to add a double-pole (likely double-throw, ie DPDT) circuit breaker but down at the very bottom there is room for a single-pole.
Below is the POCO supply side.

Pay no attention to the small red-black wires connected to the black clamp looking thing as they shouldn't be there anyway.
Below is the 100amp main circuit-breaker to limit the supply fed-to/drawn-by the system.

I understand that physical "room" must also be available in the panel. Room for 1) additional circuit breaker, 2) for extra cabling inside the panel, 3) room (i.e. access holes) to allow into the panel. Once the labor required is significant to work around a 125a panel, you might as well apply that labor to upgrade to a 200a panel. I also understand there are options to reduce the incoming supply from the POCO, to make more supply available to the breaker for solar (if the home electrical demand can support the reduction).
The visual picture alone makes me want to upgrade it to 200amp, if done by a nice organized anal-retentive electrician.
QUESTION: What is the maximum size PV system that can be added w/out upgrading my current panel?
From what I understand, the answer depends on several things like total kW of the system, efficiency, inverter output rating, wiring etc. But in reality for a homeowner who is hiring a professional installer to match components up correctly, in such a way that nuisance breaker trips are rare, and it will pass inspection/code compliance in the US (or specifically CA), most of those details can ignored by the homeowner trying to get this answer?
Under this very broad assumption, does that reduce the main consideration to: 1) what size/spec inverter is installed and 2) their current electrical panel spec?
EXAMPLE 1:
A 125amp rated panel means 150amp (maximum for 120% rule) can supply the bus?
Assuming room in said panel, currently installed with (only one) supply to a 100amp main circuit beaker, one additional 50a breaker can be added for back-feed supply from the inverter (Solar PV system)?
A 50a double-pole breaker can then support an inverter rated for max AC output of 40amps @ 240? A Sunnyboy 8000 or smaller (or pretty much all major 6k & 7k inverters) would comply? SunnyBoy 6000 = 25a max@240, 7k=29a, 8k=32a
ANSWER? : Any sized PV system proposed by an installer which includes an inverter of 8k or less would fit?
That just doesn't seem right such a large system would be supported by such a small panel. I must be wrong somewhere here so please correct my limited understanding of this topic.
EXAMPLE 2:
A 200a panel with 200a main breaker installed: Adding a 40amp breaker allows for at most 32A (@240) back-feed from the inverter, i.e. A SunnyBoy 8000 would also be in compliance.
PICS FOR EXAMPLE 1:
125amp rated electrical panel:

It looks like this (below), with the panel cover removed.

Pay no attention to the poorly installed blue donut looking CTs.
The main supply breaker is located just below the center. Notice there is only one more spot to add a double-pole (likely double-throw, ie DPDT) circuit breaker but down at the very bottom there is room for a single-pole.
Below is the POCO supply side.

Pay no attention to the small red-black wires connected to the black clamp looking thing as they shouldn't be there anyway.
Below is the 100amp main circuit-breaker to limit the supply fed-to/drawn-by the system.

I understand that physical "room" must also be available in the panel. Room for 1) additional circuit breaker, 2) for extra cabling inside the panel, 3) room (i.e. access holes) to allow into the panel. Once the labor required is significant to work around a 125a panel, you might as well apply that labor to upgrade to a 200a panel. I also understand there are options to reduce the incoming supply from the POCO, to make more supply available to the breaker for solar (if the home electrical demand can support the reduction).
The visual picture alone makes me want to upgrade it to 200amp, if done by a nice organized anal-retentive electrician.
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