I would look at it this way.
For panel upgrade, it's $1800 - 30% = $1260 today. If you know you will upgrade at some point in time (either because of panel upgrade, EV or pool), you will pay $1500+ later without any rebates which is $240+ more. By saving $1260 today, can you make $240 out of it by the time you finally decide to upgrade? Also have you thought about why your installer can charge more than the competitor for panel upgrade and still be in business for 25+ years?
As for inverter, by going with SE3800 you save $140 - 30% = $98. If you have to upgrade in 5 years, you have to get an new inverter. Will it be more advanced and cheaper? Yes, most likely. But will it be less than $98? Can you really sell a used inverter to recover some cost? I don't think so. Also SE3800 outputs 4.1KW max, so occasionally you will be clipped, granted maybe very small amount.
If it were me, option 3 seems to be the clear winner.
For panel upgrade, it's $1800 - 30% = $1260 today. If you know you will upgrade at some point in time (either because of panel upgrade, EV or pool), you will pay $1500+ later without any rebates which is $240+ more. By saving $1260 today, can you make $240 out of it by the time you finally decide to upgrade? Also have you thought about why your installer can charge more than the competitor for panel upgrade and still be in business for 25+ years?
As for inverter, by going with SE3800 you save $140 - 30% = $98. If you have to upgrade in 5 years, you have to get an new inverter. Will it be more advanced and cheaper? Yes, most likely. But will it be less than $98? Can you really sell a used inverter to recover some cost? I don't think so. Also SE3800 outputs 4.1KW max, so occasionally you will be clipped, granted maybe very small amount.
If it were me, option 3 seems to be the clear winner.
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