I am in the Sonoma Valley and I would guess that in the past week my production is down 5 to 10% because of the smoke. As far as worrying about Volcanic Ash it is highly unlikely to be an issue, The last major eruption of Krakatoa was almost 140 years ago and it did affect weather around the planet. I would be more worried about hurricicanes if I lived on the east coast and earthquakes in California. Mt St Helens caused phyical damage one of which was sewers clogged with ash. That would worry me more than the loss of solar production. I don't have any active volcanoes upwind of my location.
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